Representative APR 54.5%.

Loan term lengths from 3 to 36 months. Representative example: £1000 borrow for 12 months. A monthly payment of: £104.65. Total cost of credit:£255.80 based on an APR of: 54.5%.That's a total of: £1,255.80. Rates range from 54.5% to 1294%. The APR will depend on your financial circumstances and loan amount will be subject to lender’s approval. Lenders will perform a soft search to confirm your viability for a loan. If you accept an offer a hard credit search will be made by the lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Pales Tine Payday Loans is a broker and not a lender and does not make credit decisions.

Quick cash loans

How can I get a quick cash loan

You can get a quick cash loan quite promptly and easily if you have a pretty good credit rating. If you haven’t got a good credit rating than you can still get a quick cash loan but you’ll have to go through a little bit to process your application. With that said, you can get a quick cash loan much faster(it’s typically a same day loan for easy cases) than you can get a loan from a high street lender and it’s extremely convenient if you’re looking for a small amount of money. Typically quick cash loans are anywhere from £50 today to £1,500 and can normally be approved within a few hours if the application is pretty straightforward.

Quick cash loans are very different from traditional loans in the sense that the credit check is not quite the same as a high street bank. You can still get a fast payday loan with a reasonably poor credit rating, the lenders will check to see how your finances are when it comes to work and the amount of money you have coming in every month, some applicants can get £500 loans and even £1000 loans with bad credit. If they believe you can substantiate the loan then there’s every chance that you can get a quick cash loan settled in your favour fast.

A quick cash loans expensive?

Online payday loans can be relatively expensive compared to a high street lenders when considering a longer term loan. If you decide you’re going to borrow the money for a short period of time, a quick cash loan can be relatively effective, online payday loans are far better paid off quickly. It’s all about how many months you intend to borrow the money for. For example, if you borrow for a short period of time you won’t have so much interest to pay backs making a quick cash loan quite useful. If you spread the payment out then it will be expensive, especially for a payday loan with bad credit that might carry significant interest charges.

If you’re going to borrow money for 12 months or more then it means that you’re going to have many months of interest. This method of borrowing is going to be quite expensive and not necessarily the cheapest way to take out a loan, even if you get a £200 loan it’ll still be quite costly as an example. You should always try to repay as quickly as possible because it naturally it reduces the amount of interest you pay.

What options are there when considering the Quick Cash Loan

When considering taking a quick cash loan to solve a quick, short term problem, why not consider restructuring a debt with creditors before accepting a fast loan, or selling some of your personal possessions, short term loans with bade credit aren’t always the best move. There’s plenty of ways to avoid a quick cash loan and the result is you avoid the interest payments that are expensive if you borrow money in the UK.

Borrow money from family instead

Rather than searching online for a fast loan, one good option is to borrow from friends and family if you’re looking for a little bit of money for just a few weeks to tide you over until payday. The problem might be that you end up potentially causing a situation with unrest in your family or with your friends which is not favourable. Sometimes you don’t want them to know that you’re running out of money as well, so this might not be the most favourable option for you and UK payday loans could help.

Why Use pales.co.uk

  • Cash Transferred Immediately
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  • No obligations or upfront costs
  • Bad credit applicants accepted
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