Representative APR 54.5%.

Loan term lengths from 3 to 36 months. Representative example: £1000 borrow for 12 months. A monthly payment of: £104.65. Total cost of credit:£255.80 based on an APR of: 54.5%.That's a total of: £1,255.80. Rates range from 54.5% to 1294%. The APR will depend on your financial circumstances and loan amount will be subject to lender’s approval. Lenders will perform a soft search to confirm your viability for a loan. If you accept an offer a hard credit search will be made by the lender. Warning: Late repayment can cause you serious money problems. For help, go to Pales Tine Payday Loans is a broker and not a lender and does not make credit decisions.

Quick loans

How to find the best quick loan

Finding the best quick loan is relatively easy process . You just got on to the internet and find yourself a whole host of credit brokers as well as direct lenders that would be interested in helping you with an application to get a quick loan.

A quick loan could be used for almost anything because it’s designed to bridge the gap between now and the end of the month. You don’t have to explain to the lender what you need the cash loan for. You just need to prove that you’re capable of making repayment without causing yourself undue stress and it’s comfortable. If your credit rating matches enough to the amount of money that you want to borrow money then a quick loan is possible.

Once you engaged some credit brokers, you can take a look at the different offers on the table and then compare them against each other. Quick loans online can typically carry quite a significant interest rate and are designed for people with poor credit ratings. There’s a high approval rare even if your credit rating isn’t that great.

Benefits of a quick loan

One of the biggest benefits of a quick loan is just how fast you’ll be able to get your money and they are really easy to apply for, you just head online and apply for a fast loan or quick loan. If your loan application is accepted you can get the money, same day, you can get fast loans with no guarantor too which is helpful and saves time if you’re credit is acceptable to the lenders. There’s not quite a thing such as an instant loan, but it can be very quick indeed. If your application is uncomplicated and there is no request for extra documents to show proof of income etc then it can be a fast loan today.

Another benefit of quick loans is the approval rate as we mentioned, short term payday loans have high approval rates. People with less-than-perfect credit ratings are quite regularly approved for quick loans because lenders have different criteria to that of banks. Normally, you can repay a quick loan within 3 to 6 months, some get a 12 month loan but the more months, means the more interest. This considerably helps you to reduce the amount of interest payments that you’ll make, even a £100 loan with bad credit can be costly if left too long. If you are capable of making your payment quickly you’ll be able to reduce the overall amount that you pay, quick short term loans with bad credit are possible too.

Interest rates of a quick loan

The interest rate on a quick loan is known to be higher than that of a typical bank, but you cant get an instant £100 loan with a bank hypothetically speaking either so theres pros and cons. The reason being this is a slightly different loan to a bank and the approval rate much higher. It’s specifically designed for people with poor credit looking for a quick loan and normally carries higher interest than that of a bank. You can negate the amount of interest you pay by setting up a fast repayment plan. This will help to significantly reduce the amount of interest that becomes payable if you choose to take a cash loan today.

Who provides quick loans

There are many companies that provide quick payday loans, typically speaking direct lenders of short term loans would be able to make a decision on your quick loan straight away. The other way that you can approach this is by contacting credit brokers who put your application in front of a panel of lenders and there’s every possibility they will be able to get a better interest rate. By contacting more brokers you give yourself the chance to get the best possible rate.

Why Use

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  • Minimal forms
  • No need to accept any offers
  • No obligations or upfront costs
  • Bad credit applicants accepted
  • Straight forward process
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  • Very fast decisions