Representative APR 54.5%.

Loan term lengths from 3 to 36 months. Representative example: £1000 borrow for 12 months. A monthly payment of: £104.65. Total cost of credit:£255.80 based on an APR of: 54.5%.That's a total of: £1,255.80. Rates range from 54.5% to 1294%. The APR will depend on your financial circumstances and loan amount will be subject to lender’s approval. Lenders will perform a soft search to confirm your viability for a loan. If you accept an offer a hard credit search will be made by the lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Pales Tine Payday Loans is a broker and not a lender and does not make credit decisions.

Instant cash loan

How to get an instant loan with bad credit

If you have a bad credit record then you might be wondering if you can get an instant cash loan, or fast cash loan as it is otherwise known. You might look at other people and realise that they’ve got poor credit ratings and have been able to borrow money, so you might be thinking that you will be able to too. It might also be that you have seen some people have got really good credit ratings not be able to borrow money, even as little as an instant £50 loan. It often boils down to how lenders feel about the personal situation and there are many factors they take into consideration when lending.

Instant loans or a short term loan that is organised and worked out very quickly for you. These loans usually involve a smaller amount of money so that you can borrow and it’s a manageable situation. Typically speaking, you should repay this type of loan quickly because instant cash loans have a higher interest rate. This is because they’re considered a little bit more risky for the lender and so its possible to get a loan with bad credit and no guarantor.

Who can get an instant cash loan?

Instant cash loans are available to most people in the UK. As long as you’re 18 years old and your current status is working you can get instant cash loans from £50 and up. If you have a valid UK bank account then that’s most of the criteria to get yourself an instant cash loan. It goes without saying that you need to be a resident of the UK too and then you can head online to apply for a same day loan.

With all of the basic criteria met, the next consideration is your financial condition. They will take a look at your credit history and how you conducted your finance in the past. If they deem your profile acceptable, you should be eligible for a quick loan online too. Don’t worry if you have bad credit, definitely be honest with your situation, because these lenders specialise in bad credit loans quickly and therefore it doesn’t mean that you will have your loan application rejected and bad credit loans with no credit check do not exist. You must be checked for a loan

Is an instant cash loan right for me?

There’s a few things to consider when you’re looking at getting a short term payday loan. You need to think about whether you really should take the loan and if you really need it. Borrowing money can be expensive and however you choose to go about doing it, if you can possibly avoid the loan, it means that you won’t have to repay money.

Sometimes we can get ourselves into a situation whereby we really need to borrow money. Sometimes it becomes absolutely necessary and in this situation an instant cash loan is available. The best thing to do is carefully consider finances and make sure that you absolutely need to borrow, short term loans for UK residents are very costly.

If you do need to make a loan then the options are available for you assuming the credit lenders like your application. If we take out an instant loan then make sure it’s absolutely the best option for you. It never makes sense to borrow money unless it’s absolutely necessary as short term loans for people with bad credit are expensive.

Finding the best instant cash loan

One of the best ways to find an instant cash loan is just do some searches and check out the reputation of some of the direct lenders and credit brokers online, just image if you take out a £500 loan, the interest can be very costly indeed, even a £100 loan for people with bad credit is serious. They’ll be able to advise you the best way to get a loan as well as try to minimise the interest and how long you borrow the loan for.

Why Use pales.co.uk

  • Cash Transferred Immediately
  • Loans for any use
  • Out of hours service
  • Minimal forms
  • No need to accept any offers
  • No obligations or upfront costs
  • Bad credit applicants accepted
  • Straight forward process
  • SSL Secure Technology
  • British trusted brand
  • Honest short term loan service
  • Very fast decisions